An investment questionnaire must be filled out as part of supplementary pension savings. Based on your information in the questionnaire, we will find out whether you prefer higher yields and accept higher risks or whether you prefer safe investments. We will learn about your knowledge of financial markets and especially about your investment goal. All this and much more plays a role in investments and in approach to investments. Based on the filled-out questionnaire, we will offer you a tailored strategy.
A savings strategy means investing your money into different participation funds. KB Penzijní společnost currently offers four participation funds:
KB Equity Participation Fund
KB Bond Participation Fund
KB Mandatory Conservative Participation Fund
KB Money Market Participation Fund
The individual funds differ in terms of their investment focus, risks and potential yields.
If you are not satisfied with our recommendation, you can always choose where you want to invest. You can change your investment diversification at any time during the savings period FREE OF CHARGE.
Supplementary services are free of charge
1. Conservative approach
We will gradually move your funds from risker funds to conservative funds 10 years before you retire in order to protect your savings against unexpected fluctuations on financial markets.
2. Funds rebalancing
Movements on financial markets may result in a change in your investment diversification. This service regularly rebalances the value of your assets in the funds to the diversification agreed in the contract.
3. Gradual investing
This service reduces the risk of bad timing of your deposits.
